In addition to the usual offerings, I would propose that these companies set up a fund to help needy interns and residents repay their loans. This could lead to a $.50 per prescription tax whose purpose would be to eliminate residents’ debts. In exchange, the payers would be creating a beneficence for themselves with the coming generation of practitioners. Who would not like to be able to say to their young physician, "I helped put you through school"? It might reinforce the ties between patient and doctor, which are currently impeded by business interests. Any takers?