What AMA Supports on Health Insurance

The report of the Council on Medical Service, approved by delegates at the AMA meeting in June, reaffirms support for the following:

• A system of individually selected and owned health insurance.

• Principles for health insurance tax credits and other subsidies.

• Health savings accounts.

• The principle that health insurance coverage of high-risk patients should be subsidized through direct risk-based subsidies such as high-risk pools, risk adjustment, and reinsurance, rather than through indirect methods that rely heavily on market regulation.

• Individual responsibility to obtain a minimum level of catastrophic and preventive coverage.